Travel for Next to Nothing

Disney World is a common destination for many families, unfortunately it can be very expensive, especially with ticket prices going up each year. However, points can significantly decrease the financial burden of a trip to the happiest place on earth. A Quick Summary Growing up, I had the opportunity to go to both Disney Land…

Continue Reading Going to Disney World With Points

I was recently reading a blog post by frequentmiler (link here) that got me thinking about how I look at annual fees and credits or perks that some cards have. So, I thought I’d break it down here for you. Annual fees are an interesting beast. It’s quite common for those just getting into the…

Continue Reading The Math Behind Annual Fees

Photo by Felipe Dolce on Unsplash Travel is an important goal for many people. Unfortunately, most of us have limited money to spend on travel. But what if you could travel more often? Or, maybe travel in luxury? And best of all, what if you could do that without spending more money than you can…

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There are a ton of credit card options available to points and miles enthusiasts. Especially if you are able to apply for business cards. The number of options available causes one of the most difficult questions to answer: Should I open this card?. How Many Cards Should I Open? First, let’s talk about pacing strategy.…

Continue Reading Should I Open this Card? How to Tell if a Card is Right for You

One of the biggest concerns for people new to the points and miles game is their credit score. After all, we’re told that opening a lot of credit cards will hurt our credit score. And then, when it comes to closing them, that’s even worse! At least that’s what we’re told. However, there are multiple…

Continue Reading Will Opening/Closing Lots of Credit Cards Hurt My Credit Score?

Any given flight has a certain number of seats available for booking. That number goes down as people book the flight. For loyalty program members, there is also the option to book a seat using points instead of cash. Typically, an airline will set aside a certain number of seats for this purpose (award seats/space).…

Continue Reading How to Find Saver Awards – The Key to Sweet Spots